top of page
Commercial 
Insurance

Coverage for businesses for protection against potential losses through unforeseen circumstances like theft, liability, property damage, and for coverage in the event of an interruption of business or injured employees.

​

 

Life
Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones. 

There are many kinds of life insurance, RETURN OF PREMIUM is our highlight including Term Policy and Whole Life Policy. 

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage. 

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time. 

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

The coverage we offer:

  • C-store with Gas Station

  • Workers' Comp

  • Liquor Liability

  • UST/ Pollution 

  • Transportion 

  • Auto Service

  • Car Wash

  • Fast Food

  • Hotel/ Motel 

  • Restaurants

  • Grocery Store

 

 

 

INSURANCE

Monday - Friday 

8:30 am to 5:30 pm

 

Saturday 

9:00 am to 12:00 pm

 

Evenings by Appointment

Hours

350 S Northwest Hwy Ste 300

Park Ridge, IL 60068

​

Tel: 847-619-6883

Fax: 847-454-365

Location
HOURS & LOCATION
Fill out this form
GET A QUOTE!

Success! Message received.

Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability, and medical coverage:

  • Property Coverage pays for damage to or theft of your car.

  • Liability Coverage pays for your legal responsibility to others for bodily injury or property damage.

  • Medical Coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

 

Home Insurance


Home insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes, and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

Auto & Home
Insurance
bottom of page